Does your wholesaler provide in-house underwriting for medmal? We do!
In addition to over 30 wholesaler only markets, we have in house underwriting authority
for:
Ace American Insurance
Arch Insurance
Diamond State/United National Insurance Group
Looking for Affordable Professional Liability Insurance? The Health Care Professional Plan offers competitive professional liability insurance options for health care entities, such as:
Home Health Care * Medical Staffing Agencies * Hospices * MRI Centers
Diagnostic Medical Testing * Dialysis Centers * Out Patient Rehabilitation
Drug & Alcohol Rehabilitation * Nurse Registries * Nurse Staffing & Temp Agencies
Counseling and Rehabilitation Centers * Laboratories * Ambulance Services
Cancer Treatment Centers * Community & College Health Care Centers
* Medical Schools * And More! *
The Health Care Professional Plan offers:
Coverage provided by three carriers dedicated to writing allied health care classes with premier coverage features and benefits:
ACE Medical Risk United National Insurance Company
AM Best “A+” Superior AM Best “A” IX
Admitted - Available in 50 states Non-Admitted – Available in 50 states
ARCH
AM Best “A” Excellent
Non-Admitted – Available in 50 states
Coverage Features
- Professional Liability (stand-alone)
- Professional Liability/General Liability
- Limits: $1M/$3M (limits up to $3M/$5M available with referral)
- Claims Made or Occurrence
- Defense Costs Outside or Inside the Limit
- Deductibles: First Dollar up to $25K – indemnity only or defense costs and indemnity
- Prior Acts coverage subject to uninterrupted claims made coverage
- Available Optional Coverage:
- Sexual and Physical Abuse – sub-limits up to $250K/$500K (higher limits available with referral)
- Additional Insureds – blanket or individually
- Per Location Aggregate
- Non-Owned Auto – up to sub-limit of $1M/$1m – if GL is written
- Employee Benefits Liability - $1M/$1M Claims Made
- Stop Gap Liability for monopolistic WC states
The Health Care Professional Plan is offered through Health Care Insurers, Inc. (hci) – a division of RPS, Inc. a managing general agent and wholesaler specializing in professional liability insurance for all aspects of the health care industry.
Interested in what goes on behind the scenes? Click here for more information.
Need to compare coverage with a current carrier?
Contact us for copies of our policy forms.